Get Pre-Approval

Before you start looking for a home to buy, it’s a good idea to meet with your Loan Officer to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.

Stacy Warner

CMG Home Loans

Jennifer Rogers

Envoy Mortgage

Michelle Ward

Global Credit Union

  • 650 NE Midway Blvd, Ste 101
    Oak Harbor, WA 98277
  • (360) 679-5616 (work)  or  (360) 320-9708 (cell)
  • m.ward@GCUhome.com
  • Apply Online

Tami Encinas

CMG Home Loans

  •  860 SE Bayshore Dr., Ste 101, Oak Harbor, WA 98277
  •  360.361.2975 (cell)
  •  tencinas@cmghomeloans.com
  • Apply Online
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